What Renters' Insurance Doesn't Cover

In the world of insurance, it pays to know exactly what your policy does and does not cover. That's especially true for renters' insurance policies — which can be confusing if you've never purchased one before. Read on for an overview of what renters' insurance typically won't cover, so you get the most out of your policy. Flood Damage The majority of renters' insurance policies don't cover flood damage. Widespread flooding is a common occurrence in certain parts of the world.